About Us

Toni Flory and Jack Williams have worked together for corporate America since 1991 and have been self employed partners since October of 2000.

The entire staff has worked together in the financial market since the early 1990s. We pride ourselves on our exceptional customer service. Other products and services offered include credit score improvement guidance programs and personal loans up to $15,000.

Featured article in November 2010 HORIZONS
A Publication of the Cumming-Forsyth County Chamber of Commerce

Buford Financial Services opened their doors in October 2000, in the Lakeland Plaza shopping center in Cumming. Owners, Toni Flory and Jack Williams, worked in corporate America’s financial service industry for better than 20 years before deciding to open their own company in 2000.  “We wanted to provide the local community a neighborhood mortgage and loan company…a comfortable place to apply for money,” says Jack Williams.  “The entire process of applying for a mortgage or personal loan can be stressful and uncertain— even with the best of credit! We wanted to create an atmosphere of warmth and trust yet straight forward and direct,” says Toni Flory.

Buford Financial Services has accomplished just that.  You can apply by phone or in person.  And if we cannot help you today- the owners, Toni and Jack, will meet with you personally to review your circumstances and offer suggestions and guidance with proven results. “ We like to think of all applicants as future clients….we will work with customers for days or months, whatever it takes, to help  improve their credit scores to become future homeowners,”  says Flory.

Buford Financial’s menu of products include: residential and investment mortgages, personal loans, and credit counseling for score improvement.  The mortgage rates offered are at historic lows.

Buford Financial Services offers a wide array of different programs such as the USDA program, also called Rural Housing. This program allows clients to purchase or refinance homes up to 100% of the value or purchase price. The VA program is available to all veterans and has excellent benefits to our well deserving troops!! Regardless of your need, Buford Financial is sure to find a service suitable for you.

Buford Financial Services also offers personal loans up to $15,000.00.  “It’s tough to find folks lending money these days,” says business owner, Kirk Eisenla, of Natures Management Group, a long time client. “It’s great to be able to deal face to face with the staff.  Their friendliness, quick approvals and common sense lending policies, make Buford a great place to do business!”

Buford Financial is a supporter of local charities and the Chamber of Commerce.   They recently participated in the First Annual Boulder Dash Event held at the quarry. “It was a great event, for a wonderful cause.  We had some great giveaways and met a lot of wonderful people. We look forward to next year’s event,” says Jack Williams.

Stop in today to meet the staff of Buford Financial Services. Manager Elaine Boudreau and assistant Manager Glenn Parker, have worked with Toni and Jack since the early 90’s.  We make a great team- we’re like family serving family !!  Buford is located in the lower level of Lakeland Plaza (right under Giorgio’s and next to Deckers Express.and The UPS store )  You can  call the           m at 770.889.2495.  You can also ask Toni Flory a mortgage related question via the web @ www.forsythnews.com . (Flory has been the Forsyth County News featured mortgage expert for the past 2 years!)

As Flory and Williams like to put it, “Watch us Over Deliver, and Under Promise….As you Buy or Refi.   Deal with those who make borrowing money easy!”